Security

Custody approach, fraud monitoring, and client protections

At iTransfr, security is at the core of our payments and FX infrastructure. We combine technology, compliance, and operational controls to ensure the integrity of every transaction.

Custody Approach

Non-Custodial Model

iTransfr operates on a non-custodial basis wherever possible. Clients maintain control of their assets throughout the process, with iTransfr acting as the settlement and conversion layer.

Segregated Accounts

Where fiat accounts are provided, client funds are held in segregated accounts with regulated financial institutions. These are never commingled with company operational funds.

Payment Settlement

Client payments flow directly between their accounts and counterparties. iTransfr acts as the settlement and conversion layer and does not rehypothecate or lend client assets at any point in the process.

Fraud and Risk Monitoring

Transaction Monitoring

All payments and FX conversions are monitored in real time through automated risk engines and human review, ensuring that suspicious patterns are flagged immediately.

AML & KYC Compliance

Full adherence to global AML standards, including sanctions screening, beneficial ownership checks, and enhanced due diligence where required.

Behavioral Analysis

Client transaction flows are compared against expected profiles to detect anomalies such as volume spikes, unusual corridor usage, or attempted structuring.

Data Security

Encryption:All sensitive data is encrypted at rest and in transit

Access Controls:Role-based access, MFA, PassKeys, and strict internal permissions prevent unauthorized handling of client information

Audit Trails:Every system action is logged to provide a transparent record for compliance and security audits

Client Protections

24/7 Fraud Monitoring

Active monitoring across corridors ensures quick detection and escalation of threats.

Rapid Response

In the event of a flagged transaction, our risk team can intervene immediately to halt processing pending verification.

Regulatory Alignment

iTransfr aligns its practices with U.S. FinCEN guidelines, Brazil BACEN regulations, and other applicable regimes to protect clients across jurisdictions.

Non-Custodial

Clients maintain control of their assets throughout the process

24/7 Monitoring

Real-time fraud detection and risk assessment

Regulatory Compliant

Aligned with global AML, KYC, and financial regulations